Objective :
To seek a Top Management Position in a Banking Company
Work History :
1982 Till Date - Managerial Position In Indian Overseas Bank a leading Commercial Bank based at Chennai Presently working as Assistant General Manager In a exceptionally large branch at Chennai.
1978 to 1982 - Auditor In Coop.Dept Of Tamilnadu at Chennai
1977 - Lecturer In English In Govt Arts College for women Dindigul
Computer Skill :
MS office ( Word, Excel & Power Point )
Skill Set :
Strong Leader & team player , Skilled in administrative and operational procedures , A confident and concise communicator, Excellence Club Member and Best Branch award winner due to the best customer service rendered , Ability to achieve business growth through best customer relationship management. Always willing to achieve immediate and long term goals and meet operational deadlines. Adept in credit appraisal /assessing the financial viability and economic viability of projects/proposals Vast Exposure in Rural /Priority/Industrial/Trade/ Corporate/ SME /Retail Credit
Well versed in administrative and operational procedures . Business process re-engineering, risk management, value added analysis, financial projections, financial and strategic planning, P & L management, and compliance, Excellent rapport with customers offering financial solution according to their needs.
Professional Experience :
28 years of rich experience in Banking, Promoted 4 times
Planned successful marketing and advertising strategies targeting and developing new accounts, bringing more business , Being customer centric expanded customer base, identified and resolved conflicts between public and Bank, employees and Management as senior manager.
Initiated promotion of Bank products utilizing various Marketing methods. Target oriented and being appreciated for exceeding the targets set by the corporate office ,
Well trained in leadership and team building.
Areas of Expertise :
Exposure in Retail/ trade/ Industrial Finance/ rural credit/ Corporate /SME Banking Foreign Exchange/sale of Insurance/mutual fund products by way of cross selling.Business Growth by very good Relationship management. Presently heading a Branch with a business mix of more than Rs1100 crores.
Education and Training :
Post graduate ST. Mary’s College Tuticorin Madurai University, Cerified Associate of Institute of Indian Banks, Post graduate Diploma in Management, other seminars and training classes on credit appraisal and various banking issues at NIBM Pune , IIM Calcutta .
Professional Affiliation :
Associate faculty of Staff Training Centre/ college
Personal Profile :
Age& Marital status : 58 years old, single
Hobbies : Travelling, Cooking, Gardening
Nationality : Indian
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