CMA RAJ RAHUL SINGH
E-mail : r22rahul AT gmail.com
OBJECTIVE :
To work in a challenging and dynamic environment which will help me to pursue a dynamic and challenging career and integrating my own goals with the organizations to become a catalyst in each other’s growth andwhere I can use my analytical skills and leadership quality while concurrently upgrading my skills and knowledge.
PROFESSIONAL QUALIFICATION :
** 2014 CMA FINAL Institute of Cost & works Accountants of India 55%
** 2012 CMA INTER Institute of Cost & works Accountants of India 56%(Certificate of Merit)
** 2011 NOV. CA PCC 2ND GROUP Institute of Chartered Accountants of India 56%
** 2011 MAY CA PCC 1ST GROUP Institute of Chartered Accountants of India 55%
** 2008 FEB CPT Institute of Chartered Accountants of India 50%
ACADEMIC QUALIFICATION :
** B. Com (Hons.) J.C.C COLLEGE CALCUTTA UNIVERSITY 2009
** Higher secondary L.F. SCHOOL(AMBIKAPUR) C.G.B.S.E. 2005
** Secondary J.S.S SCHOOL(AMBIKAPUR) C.G.B.S.E. 2003
WORK EXPERIENCE :
** Currently working with Bajaj Finance Limited since Feb- 2015
** Working as an Area Credit Manager(Assam & WB) in Guwahati from 18/11/2019.
** Products-Business Loan, Salaried Loan, Professional Loan, Secured loans
** Performing work related to Credit Analysist & handling Team of 14 Members
Key Responsibilities & Achievements :
** Underwriting and loan appraisal of SME based on viability of customer’s business.
** Analyzing the credit worthiness of the client,by viewing the financial statements of past two-three years and projection of next 2 years, feasibility of financials, CIBIL analysis. It includes existing limit of working capital loan, unsecured loan and other term loan.
** Analyzing the critical ratios which have major impact on the business.
** Physical verification & assessment of his financial health of client business.
** Analyzing the Industrial sector growth rate of client’s business.
** Conducting RCU Sample to verify Various Documents,
** Coordinating with Sales Team in Each Respect for Increasing the Overall business
** Coordinating with Customer Where customer is not repaying their EMI Amount on Due date for Repayment.
** Maintain Portfolio Health of 100% for Location
Operation Department work :
Follow up the all verification report from Verification Agency :
** Process all the files for Disbursement
** Clarification Regarding Condition for the Approved loan.
** Process loan documents to avail disbursements of Business loan
Worked with S.R.I. Associate as an Internal Auditor
From 01/01/2013 to 30/01/2015
Financial Accounting :
Involved in the accounting of the corporate as well as individual clients in respect of basic accounting and accounting in accordance with accounting standards.
** Statutory Audit
** Clients-National Insurance company
** Assam Tea Warehousing Corporation
** Coal India-DHANBAD
** Internal Audit
** Clients-BSNL
** IBP limited
Work Performed during The Period :
** Preparation of Books of Accounts, Financial Statements and related Annexure such as Notes to Accounts etc.
** Preparation of audit report u/s 227 and 227 (4A) of the Companies Act, 1956 and Compliance certificate.
** Vouching, verification scrutiny of various ledgers, assets and liabilities.
** Roc Related Work.
** Company Merger & Acquisition Related Work.
** Preparing cash-flow statement & follow up receipt & payments.
** Reconciliation of a/c's & verification of all payments.
** Preparation of cash & bank payments.
** Handling of cash & bank transactions.
** Drafting the correspondence files & records, letters.
** Preparing vouchers of cash & disbursements,
** Checking the applicability of Various Accounting Standards and their related disclosures & Standard of Auditing.
ANIK GHUHA& Associate as an Article Trainee :
From 17/03/2008 to 31/11/2012
** Preparation of Files of daily report, attending the costumers, discussing with the clients, ledger maintenance, stock book outgoing & incoming maintenance, daily voucher entry, transaction with the other company, firms’ letter & bills maintaining
** Preparing the purchase order, checking the orders are sent in time, Payment settlements to the vendor, checking for the availability of the chemical and arranging for the shipment & Purchase record maintenance.
** File maintenance, Firm letters, Meeting arrangements, slid presentation in Power point, Maintaining DGM appointments, Preparation of Documents of Vendors, Register Entry of Incoming and outgoing letters.
** Creating payroll, Maintaining the books of the company a/c’s like petty cash book.
** Preparing cash-flow statement & follow up receipt & payments.
** Reconciliation of a/c's & verification of all payments.
** Preparation of cash & bank payments.
** Handling of cash & bank transactions.
** Drafting the correspondence files & records, letters.
** Preparing vouchers of cash & cheque disbursements, preparing cheque for signatures.
** Preparing cheque register, cancelled cheque register, Security cheque register & cheque book reg.
** Working together as a team and meeting the expectation of the client.
** Maintaining the good relationship with the client by getting the work done on the priority basis considering and processing of the special request
** Leading the team of 14 people for undertaking store audit of Aditya Birla Nuvo Ltd.
(An Aditya Birla Group Company) on Quarterly basis and this inter alia includes :
** Reporting to Audit head about the discrepancy observed physically and on system.
** Team Mobilization to various locations across Eastern India and North East
** Computation of Tax Liability and Preparation
** Valuation of Stock (physical stock, Attendance Register of Staff,)
** Travel allowance or Extra allowance allowed to Staff Etc.
** Checking the applicability of Various Accounting Standards and their related disclosures.
COMPUTER KNOWLEDGE :
** Proficiency in handling of MS office, outlook & Tally-ERP.
** 100 hrs. compulsory computer training from ICAI, Kolkata
** Completed 250 hrs. Compulsory Industrial Training from ICAI, KOLKATA.
ACHIEVEMENTS :
** Hero of the month for the month of March’16 for Excellent Performance in Personal Loan Credit (Maintaining TAT, maintain accuracy, giving proper decisions, very low level of discrepancy)
** Obtained Certificate of Merit from the Institute of Cost Accountants of India for Clearing ICWA Intermediate in one attempt in June -2012.
** Completed CRISIL Training Conduct by CRISIL in March’2017
** Received “A” Rating in F.Y. 16/17/ F.Y-17/18 & F.Y.18/19 on Performance appraisal.
** “You Make A Difference Award’’ in Bajaj Finance under Business Loan
** HOM Award in Business Loan in The Month of April’19
PERSONAL INFORMATION :
Date of Birth : 22/08/1989
Father name : Rajendra Prasad Singh
Nationality : Indian
Marital Status : Married
Languages : Hindi, English and Bengali
Location Preference : No Preference for Location
LEISURE INTERESTS AND PERSONAL SKILLS :
** Travelling, Listening to music.
** Internet surfing, Bike Riding.
** Socializing with people and making friends.
** Playing and watching cricket.
** Active Interest in updating knowledge about Legal, Taxation and Political Matters.
DECLARATION :
I do hereby declare that the particulars of information and facts stated herein above are true, correct and complete to the best of my knowledge and belief.
PLACE :
DATE :