Bank / Insurance >> Loan/ Credit Officer 
Credit Officer Resume Sample, Experience : 8 years

Resume  :
Anil Jagannathrao Khandare
Mobile No  : - 8806200011
Email  : khandare.anil AT ymail.com

Objective  :
To work with the best of my capabilities, achieving the targets assigned to me, to work with utmost integrity and to help the company grow in its specific field and at the same time grow with the company with well organized and planned working.

Work Exposures  :
Presently working with Fortune Integrated Assets Finance Ltd As a Executive – Credit & Operation March.2015 to till Date

Responsibility Handled  :
** Handling Nagpur Amravati and Chandrapur
** Handling Product - Commercial Vehicle, Light commercial Loan, Three wheeler Loan & Two wheeler loan
** Scrutinized Loan application file.
** Check Cibil & Dedup status for every Cases
** Filters all logins sourced by sales team according to the Credit Policy Norms
** Checking of payment history through Validate SOA as well as map it through banking wherever applies ,KYC docs & total exposure of customers
** Proposed appraisal Through mails with the proper details.
** Preparation of CAM and calculate eligibility
** Analys is before under writing for loans in system
** Working in Omni fin System.
** Operation Management
** Handling disbursement of CV cases – New and Refinance.
** Disburse files dispatched to HO
** Resolve audit query.
** Monitoring & Update PDD in system.
** Looking after non starter cases.
** Cash Management Activity.
** Conduct yard visit for Repossess vehicle inspection.
** Maintain repossess vehicle stock.
** Process vender bill.
** Preparation of Daily disbuds MIS report for review of Higher Authorities
** Daily cash collect from Nagpur branch collection team
** Handling the branch Maintenance & petty cash.

Working in IKF finance ltd. As a Back office executive  :
(Credit Dept.) Nov. 2012 to March.2015

Responsibility Handled  :
** Handling complete spectrum of activity from file login to disbursement.
** Create CAM (Credit Approval Memo)for better perusal and than proposed appraisal Through mails with the proper details.
** Coordinating with Sales Team
** Handling disbursement of all products Auto Loan, HCV & LCV & CE.Customer TVR before final disbursement.
** Coordinating with all the DSA & Brokers
** preparation of Daily MIS report for review of Higher Authorities for all Maharashtra branches
** Daily reporting for Nagpur branch collection team & Publishing MIS higher authority.
** Handling the branch Maintenance & petty cash.


& Preparing various reports for BM and State head as per their Requirement
** Working In MAS Financial Services Ltd as a Field Verification Executive at Nagpur Hub.

(TW, PL,CV, HCV, HOME LOAN)  :
July. 2010 To Nov.2012.

Responsibility Handled  :
** Physical Verification of Residence and Employment Verification of Loan Cases.
** Crosscheck of customer original Documentation
** Given Detailed Report to the Credit Officer for Approving Loan Cases

15 Apr. 2009 to July2010 Sai Financial & B.P.O Services Pvt. Ltd As a Field Executive
(TW, Auto Loan, PL & Consumer Loan)

Academic Data  :-
** B.A Pass in YCMOU Nashik University
** HSSC Pass in Nagpur Board
** SSC Pass in Nagpur Board

Computer Proficiency  :-
** MS-CIT
** Having Knowledge of Ms – Office
** Having Knowledge Hardware networking.

Personal Details  :-
** Son of Mr. Jagannathrao khandare
** Born on10 December 1980
** Proficient in English, Hindi & Marathi.
** Status-Married

Interest and Pursuits  : -
** Listing Music.
** Making new friends.
** Highly motivated and work oriented, Innovative and possess positive attitude.

Declaration  :-
I hereby declare that the above information is true to the best of my knowledge and belif.

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