KEY DIFFERENTIATORS :
- Hands-on experience and good knowledge of finance operations backed by the ability to manage and lead a team to targeted results
- Competent Operations Executive with the ability to administer and improve process efficiency; actively involved in continuous self improvement
- Friendly Team Leader capable of motivating team, creating comfortable environment, appreciating contributions and fostering a win - win environment
- Customer focused Relationship Executive with the talent for ensuring customer satisfaction/delight through fast delivery of solutions
- Assertive and affirmative communicator with good convincing skills - proven expertise in cross selling
CAREER SUMMARY :
Company Name :HONEYWELL CONSULTANCY SERVICES PVT LTD, PONDICHERRY. NOV 2011 - Tilldate.
Working as a CPV - Branch Manager - Pondicherry & Vellore, Preparing CHOLAMANDALAM INVESTMENT field investigations report, TATA finance field investigations report, Bajaj Finance field investigations report, Reliance field investigations report, Kotal All Product field investigations report, Etc…
Company Name :GOPALIYER & SUBRAMANIAN CHARTERED ACCOUNTANTS, VELLORE. JUNE 2008 - Oct 2011.
Working as a CPV - Branch Manager -Vellore, HDFC bank All Product field investigations report, Preparing CHOLAMANDALAM INVESTMENT field investigations report, TATA finance field investigations report, SUNDARAM HOME FINANCE field investigations report, AIRTEL field investigations report, TATA CAPITAL All Product field investigations report, Etc…
Job-Profile :
- Handling of Auto Loan’s, Two wheeler, Personal loans & Credit Cards.
- Conducted preliminary review of loan approval and documentation; also coordinated with field investigating agency and Fraud Control Unit
- Manage the CPV & FI agencies & Maintaining TAT
- Conducting personal discussion with customers
- To do regular Fi cross verification & Fi training
- Maintaining fraternal relationship with all Retail Asset Desk Managers.
- Controlling the Tele-calling unit.
- Preparing Login MIS in regular basis and reporting to Credit manager and Branch Head.
- Preparing CAM for individual customers based on the policy.
- Maintaining audit requirement files
Company Name :CENTURION BANK OF PUNJAB, PONDICHERRY. February2005 - May2008
CPA-Executive Jan2008 - May2008
Working as a CPA-Executive in Centurion bank of Punjab for Two wheeler & Personal loans.
Job-Profile :
- Handling of Two wheeler & Personal loan’s
- Conducted preliminary review of loan approval and documentation; also coordinated with field investigating agency and Fraud Control Unit
- Involved in daily monitoring of credit process in liaison with Sales, held charge of two wheeler loans and up-selling of related products
- Manage the CPA & FI agencies
- Resolving Non Starters by month on month basis
- Conducting personal discussion with customers
- To do regular Fi cross verification & Fi training
- Maintaining fraternal relationship with all Retail Asset Desk Managers.
- Controlling the Tele-calling unit.
- Preparing Branch MIS in regular basis and reporting to Credit manager and Branch Head.
- Preparing CAM for individual customers based on the policy.
- Maintaining TAT & Maintaining audit requirement files
Team Leader : Accounts & Operations Mar2007- Dec2007
- Lead a team of 7 to handle branch operations; held charge of branch operations in the absence of Operation Manager
- Handled cash payments, processing/presenting of cheques as per due dates, analysis of dishonored cheques and preparation of collections list
- Preparing monthly statistical report on percentage of cheques realized & Analyzing of cheques dishonored and preparing list of collections due on daily basis.
- Handling customer queries like refund of excess payments, loan cancellations, preclosure of loan, updation of non-updated customer receipts.
- Providing details of Prompt repayment Customers to Sales team for Business Promotions
- Providing necessary data’s to Collection Team (Statement of accounts) for recovery.
- Responsible for mirror account reconciliation and maintenance of audit records as prescribed by Internal Audit team
- Coordinated with Regional Processing Centre for clearing activities related to branch customers; exposed to Kapiti and Finacle 7.0 (Banking Software)
- Preparation of Daily MIS for the banking & realization and sending the same to RO & COPS
- Monitored and submitted accounts to Corporate Office (C.
O.) on a daily basis; also prepared and forwarded information required by C. O.
Executive- Accounts & Operations :Feb 2005 - Feb 2007
- Receipts and verification of Pay in slip
- Processing and Presenting of all cheques on respective due dates as per the
- Preparation of Termination Papers & Request to cops for the term-values
- Preparing the Bankers cheques / DD & Deposition of DD / BC.
- Addressing the walk in & tele customer & Sending welcome & repayment letter
- PDC Swaps& SNK follow-ups.
- Updating of fate in LMS & cash in
- Sending completed files to COPS / Crown
- Daily MIS on the disbursement done
- Maintaining BC Register & Disbursement. Details
- Trade Advance reversal
- PDD updating & vaulting
- CAPS & petty cash bookings
- Dealer commission processing
- Salary disbursement of Team lease / TPD / CPA
Key Accomplishments :
- Only person in the branch to win an audit rating above 90 (92)
- Ensuring & maintaining cent percent accuracy in office accounts.
- Reduced the bank charges through proper tie-up with correspondence banks.
- Played a key role in reducing SNK (Status not known cases), Reduced SNK of Rs.2.37 crore to nil. And with our team effort we brought our branch as nil SNK branch in our Region.
- Taken care of credit dept for a month in absence of Credit Manager while prev manager resigned and new manager joined.
ACADEMIC SUMMARY :
- Bachelor of Arts (History) 2002 Pondicherry University
- Post Graduate Diploma in Computer Applications 2002 NSIC - BDPS - Pondicherry.
- Tally 6.2 2006
SOFTWARE KNOWLEDGE :
Operating System : Windows95/98/2000/, MS-DOS6.2.
Packages : MS Office 98-2000-Xp, Kapiti (AS400) Finnone, Finacle, cashin, & Caps Module
PERSONAL DETAILS :
Date of Birth : 13/11/1980
Sex : Male
Language Known : Tamil, English.
Marital Status : Single.
Date : 17-03-2013
Place :