PANKAJ RATHORE
Email : prathore426 AT gmail.com
MICRO FINANCE PROFESSIONAL :
Seeking challenging assignments across Micro finance /Banking Industry based organizations
PROFILE :
** Dedicated resourceful and innovative professional offering extensive industrial experience of over 9 years across the industry; currently spearheading as Area Sales Manager with AXIS BANK LTD.
** Dexterity in assessing changing market environs with an insight into the domains of market research, customer relationship management and business development; capable of establishing new milestones through evolved managerial skills.
** Recognized as a proactive individual who can rapidly identify business problems, formulate tactical plans, initiate change and implement effective business strategies in challenging environments to enhance revenue generation, market share expansion and profitability.
** Self motivated, hard working and goal-oriented, with a high degree of flexibility, resourcefulness and commitment.
** A team player, ability to work comfortably with people from diverse backgrounds and experiences.
PROFESSIONAL EXPERIENCE
SKS MICROFINANCE LTD 4 YEAR 3 MONTH Branch Manager
AADHAR- Microfinance 15th May 2012 To 5th Dec. 2012
AXIS BANK LTD. 7th Dec. 2012 To Till Date Area Sales Manager Rural Lending And Micro finance
** Successfully handling the branch with a team. Handling general administration of the branch and accountable for monitoring the overall branch operations, motivating sales team for revenue generation & managing profit centre operations with profitability excellence.
** Managing business development activities entailing mapping of new market segments and developing them for attainment of periodical targets.
** Establishing corporate goals, short/ long term budgets and developing business plans for the achievement of goals.
Actively involve in business planning & analysis to assess revenue potential in business opportunities
** Proficient in developing and enhancing business for the organization, identify business opportunities/ revenue models and generating business plans to achieve the same and locate potential clients in targeted segments to secure profitable business.
** Providing an effective and inspirational leadership to the team members through regular training, motivation and performance appraisals in order to achieve the set targets
** Ensure that Unit and Branch offices have proper functional support.
** Ensure effective utilization of operational resources.
** Competently maintaining highest standards of customer service giving preference to customer satisfaction & promptly resolving their problems & concerns.
** Expertise in preparing MIS for monitoring movement of key business indicators to facilitate decision making and fruitful dissemination of information for internal and external use.
EDUCATIONAL CREDENTIALS :
** Master of social work ,2015, Maharishi Mahesh Yogi Vedic Vishwavidhyalaya Jabalpur
** Bachelor of Commerce, 2006, Vikram University Ujjain
** 12th, 2003, M.P. BOARD, BHOPAL (M.P)
** 10th, 2001, M.P. BOARD, BHOPAL (M.P)
** IT Qualification : Advance Diploma In Computer Application in CEDMAP Ujjain
** Date of birth : 15TH Jun. 1985 References: Available on Request
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